For 16 years, my job has been walking into properties after something went wrong. Hurricane damage, flooding, fire, burst supply lines, failed electrical, roofs that came apart in wind. I inspect the structure, document exactly what failed and how far it traveled, and write the report that carriers, adjusters, and appraisers rely on to settle the claim. I've done that work across Florida, Texas, Alabama, Ohio, and California, and I deployed to New Jersey and New York after Superstorm Sandy.
That's a different education than most inspectors get. Almost nothing fails all at once. It starts as a roof detail installed wrong, a slow leak behind a wall that nobody smells yet, a panel that was never right to begin with. I've seen the finished version of those problems thousands of times, which means I recognize the early version when I'm standing in your attic or crawlspace. When I tell you something matters, it's because I know where it goes.
I'm a Certified Appraiser and Umpire (CPAU) through the Insurance Appraisal and Umpire Association, and a licensed Florida Home Inspector, HI18891. An umpire is the neutral party brought in when a homeowner and an insurance company can't agree on the damage — both sides accept the call. That's the same posture I bring to your inspection. I'm not there to kill your deal or protect it. I'm there to tell you what's actually true about the house.
You get me from start to finish: the inspection, the photos, the report, and the conversation afterward. I'll show you what I found, what's normal for a house this age, what to budget for in the next few years, and the short list of things you should deal with before you close. No jargon, no padding, no scare tactics.